Cluster Product Owner for George (all humans)

Make a difference in the financial life of millions of people: At Erste Digital you are co-creating the digital future, in which better financial health is possible. #believeinyourself

We are part of Erste Group - the largest banking group in Central and Eastern Europe with more than 2,500 branches and over 45,000 employees. Our more than 2,000 IT experts and enthusiasts are the bank's Digital Muscle.

More than 10 million people across Europe organize their personal finances with George. Where design meets technology, George stands out on an open platform. We invite you to develop this platform with us into the next dimension. We achieve this by empowering people to understand, manage and, last but not least, enjoy one of their most personal things: their money. Join us in our agile environment and make banking simple, intelligent, and personal again!

What to do:

• Drive the overall vision, roadmap, and execution for Wealth products in George, consisting of two product verticals: retail brokerage (including fractional share trading, ETF/Mutual fund/equity saving plans, robo-advisory and more) and insurance (including digital sales of new insurances, claim raising, coverage display and more)
• Lead and mentor the product owners of each product vertical to help them drive the roadmap and execution inside their respective domains and to support their professional growth
• Set product OKRs, monitor and drive progress towards them
• Collaborate on product scope and execution with various business and IT stakeholders from all the entities of Erste Group and George, including legal and compliance and our execution desk
• Take in customer feedback, product metrics and apply personal vision to proactively drive product improvements
• Drive long-term changes and investments towards improving the infrastructure that drives the frontend, from trade execution to reporting, product onboarding and more, with a focus on scaling across the region efficiently and in a modularised way
• Collaborate with the Wealth Cluster's Agile Manager to maintain a highly performant team and an up-to-date technical infrastructure

You check these boxes:

• 4+ years of experience as a Product Owner, preferably within fintech, ideally within either retail brokerage or insurance providers
• Experience in briefing and communicating with senior stakeholders (up to C-Level) in a concise and factful manner
• Basic understanding about capital markets structure, e.g. how fractional share trading works or the idiosyncratic differences between ETFs and mutual funds
• Curiosity and drive to learn more about capital market regulation within the EU (e.g. MiFID, MiFIR) to understand their user-facing implications for the product
• Awareness of the most relevant (by penetration and premium amount) life and non-life insurances
• Ability to visualize product ideas, ideally using Figma
• Considered a plus:
  • Basic programming skills, ideally in a language/framework that is part of our stack (TypeScript w/ React, Swift w/ SwiftUI, Kotlin w/ Jetpack Compose)
  • Knowledge of SQL, experience with PostHog
  • Experience and with working on top of either fragmented infrastructure, complex API surfaces or heterogenous regulatory regimes
  • Hands-on experience with market data APIs (e.g. Polygon, FactSet, Refinitiv,...)

Why you will like us:

• Possibility to benefit and learn from our international, talented and passionate community at Erste
• Interest groups and clubs: Take part in discussions and get involved in projects. Numerous interest groups invite you to engage with a topic
• Health Centre - The Erste Campus operates a fully equipped health center that offers all employees a high standard of medical services during working hours.
• Employee benefits - Benefit from special conditions for financial services and insurances, supermarkets, clothing stores and many more.
• Employee Referral Program - Become a talent scout for career opportunities in IT. We are rewarding every successful referral for Erste Digital
• A competitive and performance-related salary dependent on your professional and personal qualifications is granted - the minimum wage for this position in accordance with the respective collective agreement is EUR 60.844,-- gross per year. But this is just a formality, we are more than happy to discuss your actual expectations.

The way we are:

Erste Group considers the diversity of its employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.